WORKING CAPITAL LOANS

Working capital loans are short-term finance solutions available to limited companies that need support with everyday operational costs. They are designed to help manage fluctuations in cash flow, such as covering payroll, paying suppliers, meeting rent obligations, or bridging seasonal gaps. Unlike long-term loans used for investment in assets or expansion, working capital loans are focused on keeping the business running smoothly in the short term.

For limited companies, the benefit lies in quick access to funds that can ease pressure and provide flexibility. However, these loans usually carry higher interest rates than traditional borrowing, and repayments can be frequent, which makes careful planning essential. Used sensibly, they can provide valuable breathing space for managing the financial demands of day-to-day operations.